Does Walmart Take Apple Pay? (Find Answers) 2022

Does Walmart Take Apple Pay? Here, you will get to know if Walmart will accept Apple Pay as a payment option. Read more below to find out the answers.

Can you use Apple Pay at Walmart Stores, this article will detail the various options available to you and also how to use apple pay and make payment for your goods at Walmart.

In 2022, around 96% of Americans will own a cell phone, with 55% of them iPhones.

Many of these customers utilize Apple Pay at over two million retail locations in the United States. However, does Walmart accept Apple Pay, as do hundreds of other retailers? Here is what we’ve found!

In 2022, does Walmart accept Apple Pay?

As of 2022, Walmart does not accept Apple Pay in any of its shops. Walmart Pay allows customers to use their iPhones to make purchases at registers and self-checkout lanes. Walmart only takes MasterCard, Visa, Checks, PayPal, American Express, and cash.

After more investigation, I discovered several intriguing explanations for why Walmart does not support Apple Pay and the greatest alternative! Continue reading!

How to Pay at Walmart with an iPhone Using Walmart Pay

You’re in luck if you’re an iPhone user who wants to pay for things quickly and easily using your smartphone at Walmart.

To accomplish this, you must install the Walmart Pay app on your iPhone (link to iOS app here), create a free account, then link your debit/credit card to the Walmart Pay app.

Note: The video below goes you through the full process of setting up and paying wirelessly in-store using Walmart Pay on your iPhone!

To utilize the Walmart Pay app, simply bring your products to the register or self-checkout aisle and scan your QR code when the final total appears.

After scanning the QR code, you will be sent directly to the app where you may pay with your debit/credit card!

Similar to Apple Pay, the purchase will be processed immediately, and you’ll receive a digital receipt within the app for safekeeping!

Even while Walmart Pay is not as frictionless as Apple Pay, it is the next best thing, allowing users to pay online without carrying a wallet or pocketbook.

Why Does Walmart Not Support Apple Pay?

Prior to the introduction of Walmart Pay, the corporation had another rationale for not accepting Apple Pay. It was due to their commitment to Merchant Customer Exchange, sometimes known as MCX.

The firm (MCX) exclusively accepts CurrentC QR code-based payment methods. Because MXC is a direct rival to Apple Pay, Walmart, along with Google Pay and Samsung Pay, do not support it.

In addition, Walmart does not accept Apple Pay since the company is unable to collect any data when a client makes a purchase.

This information is extremely significant since it enables Walmart to offer personalized recommendations and notifications to Walmart Pay app users.

Will Walmart One Day Support Apple Pay?

A Walmart spokeswoman stated that the retailer has no plans to adopt Apple Pay in the future. Since Walmart Pay is already integrated into the Walmart app on your iPhone, Apple Pay and its accompanying costs are unnecessary.

Which Retailers Accept Apple Pay?

Although you cannot use Apple Pay at Walmart, you may pay for groceries and other things with your iPhone at thousands of other retailers.

7-Eleven and CVS, for example, now accept Apple Pay at checkout. Recently, they conceded after first resisting the app. Here are some other merchants who accept Apple Pay:

  • Acme Markets
  • Albertsons
  • Costco Food Supermarket Publix
  • Safeway
  • Save Mart
  • Schnucks
  • Shop to Save
  • Super Valu
  • IKEA
  • Target
  • Walgreens
  • Natural Foods Market
  • Winn Dixie

Moreover, you may pay for your purchases in a variety of methods at all establishments, as the majority of shopping is now conducted online. However, Apple Pay may also be used online at a number of retailers. The following are a few:

  • Best Buy
  • Etsy
  • Fandango
  • Lyft
  • Panera
  • Sephora
  • Disney
  • Dunkin’ Donuts
  • Starbucks
  • Uber
  • Wish

Alternatively, if you are at Walmart and need to make a quick payment, you may use:

  • American Express
  • Cash
  • Chase
  • Credit cards, such as Visa and MasterCard
  • EBT
  • PayPal
  • Demand draft
  • Gift cards for Walmart

Walmart Customers Have Access to an Alternative to Apple Pay

Interestingly, you can really use your Apple Pay app at Walmart. Using the ibotta app and extension, you may utilize the Apple Pay app. To utilize ibotta effectively, you must only:

Download the ibotta app and browser extension on your phone.

Then, select Apple Pay while paying using the ibotta app at the store or the extension at home on your computer.

Ibotta is a cashback rewards eCorp that offers up to 2% cash back on purchases. However, it is limited to specific products and retailers. And you must locate the products and deals on your mobile device prior to making a purchase.

When you do use it, though, you may show the cashier the QR code on your iPhone to receive immediate cashback (in the form of a 2% discount) simply by using Apple Pay.

Using Affirm financing option.

In addition to these payment methods, you may now utilize Affirm while purchasing online at Walmart. Similar to other credit payment options, Affirm offers installment financing.

With this finance application, if you qualify, you may receive financing on the spot and repay the balance over three, six, or twelve months.

The Affirm eCommerce loan option is comparable to layaway, and you won’t be required to pay interest on numerous things. However, for things that do not qualify for this choice, the annual percentage rate (APR) might range from 10 to 30 percent. Your credit score will determine the APR.

Install the Walmart App.

Follow these steps to download the Walmart app if you do not already have it so that you may begin using your iPhone to pay at their checkouts.

  • Enter Walmart Pay in the search box of the Apple App Store from your iPhone.
  • Select the Walmart Pay application and begin its download.
  • After the app has been downloaded, launch it and navigate to the Services screen.
  • Touch Walmart Pay > Facilitate Walmart Pay
  • Register the card(s) you intend to use for Walmart purchases by following the on-screen instructions.
  • At the register, you need only scan the QR code to pay for your purchases.

Why Is It So Beneficial to Use Apple Pay?

If you want to pay for your purchases with Apple Pay, you do not need to be concerned about someone obtaining your PIN information because there is none. In addition, your phone lacks a chip or card reader that may be stolen while you’re making a purchase.

Face ID and Touch ID may also be used to add an additional layer of security. Face ID uses three distinct types of sensors to scan the user’s face.

Unless you have a twin, only you will be able to use this to pay using your mobile device. Touch ID uses your fingerprint, which cannot be replicated by anybody, not even your identical twin.

You do not need to save your receipt if you use Apple Pay, which is an additional advantage. Apple Pay automates this process. Each transaction is saved secretly on your mobile device, but can only be viewed via the security method of your choosing, such as: A PIN, Face ID and Touch ID

An additional benefit of Apple Pay

Even better than using Apple Pay on your iPhone, the Apple Card comes with no annual charge. In addition, you receive the lowest annual percentage rate (APR) available, allowing you to save money while shopping. Daily cash-back on purchases is an additional benefit of the Apple Card.

Instantaneous cash back on each and every transaction. In addition, you earn 2% cashback when you use your Apple Card with Apple Pay. Therefore, using the card will save you money anyway, and using Apple Pay will save you an additional 2%.

To understand more about payments at Walmart, please go to my tutorial on cash back restrictions at Walmart locations. In addition, you may check if additional retailers, such as Kroger, Walgreens, Dollar General, Costco, and CVS, accept Apple Pay.

Add Extra Bonuses To Increase Savings.

Add the ibotta app to your purchase and you’ll save 4% plus receive immediate rewards from Apple, regardless of where you shop. However, other retailers provide daily cash bonuses. The Apple Store, for example, pays you 3% back on every purchase.

Therefore, if you purchase an iPhone using the card, Apple Pay, and ibotta, you receive 7% cashback immediately. Walmart may not be on the list currently, but you never know; they may join the bandwagon in the future.

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